Monday, December 22, 2008
Wednesday, December 17, 2008
Tuesday, December 2, 2008
Wednesday, November 26, 2008
Monday, November 24, 2008
Well that other house that I wrote about a few post down is long gone so we had to go and find another house that we liked just as much this past Saturday. And great news we actually found another one that we LOVED! We put in an offer and on Wednesday at 9 a.m. we should have an answer a yes, no or maybe. Apparently there was a cash offer but it doesn’t look like they’re going to accept it (we think that they offered way less then its listed for). These are the things that we have going for us where they would want us to buy it rather then the other cash people: On Saturday we put down more then the usual amount in earnest money and we’re going to be putting quite a LOT down as down payment at COE (close of Escrow). It will be a loan where they will make interest vs a cash offer the price that its listed at and they agree on is the amount that the bank would get and nothing more. We have excellent credit. I have a score of 778 and Sean has a score if 826 and we have no other debts so we’re a REALLY good “risk” for the bank to take. We forgot to take video of this one so there aren’t any movies to watch. Here is the link to see the house. Please pray that we get this one! And if we do get the ok on Wednesday then our closing date will be December 17th or sooner and as of today that’s just 3 weeks and 2 days until we move into our own place!! And Sean’s 2 weeks of Christmas break start on Saturday the 20th so perfect moving time and a MERRY CHRISTMAS TO US!!!
Thursday, November 6, 2008
church. Our bishop said it could take 3-4 weeks for it to be filed and then for him to get it!! Its already been 2 weeks so we're at-least half way there!! So we're thinking its going to be December 13 or later before we to go to the Temple but I want to wait till after we get into our own place that way the people that are coming from out of town will have a place to stay. Things happen for a reason and its really neat to actually see that being unfolded so we understand.
PS We're also going to wait until then to bless Joan.
We're hoping that this is still on the market on December 1st when we reapply for the loan. We got approved already but because it hadn't been reported to the credit agencies that we've paid everything off we would have had like a 20% interest rate and we would have had to buy at least 3 points which are about $1,500 each. That 20% interest rate that we were quoted is with us both having over a 720 credit score so it didn't matter that our credit was already amazing. But if we wait until December 1st to apply then we'll most likely get at 6.5% interest rate. But if this exact house isn't there then thats ok because there are a lot of houses in this amazing neighborhood. This house was built in 2003 and in 2005 it sold for over $250,000 but now its listed at $115,000 and its still in brand-new condition! which is awesome!! Plus we're going to be able to put almost $20,000 down!! So our monthly mortgage payment will be about $750 - thats what we were going to be paying for rent! --- I'm not sure if I've already written about this in the blog already but just incase I hadn't now you know whats going on and why we're still living with Sean's family - which by the way they are AWESOME!!
Here is the link:
Sunday, November 2, 2008
Saturday, November 1, 2008
Tuesday, October 21, 2008
Ok some amazing things have happened where we're going to be 100% debt free by the end of the month!! No more credit card debts, no more car loan debts WE'RE HOME FREE!!! So instead of moving into the apartments next month when they're finished being built we're looking into buying our very own house!! We want to be smart buyers so right now we're doing our research on what we need to know... We haven't decided 100% either way but what an option that a lot of people dont have just one year after they're married. How blessed we are!!
Ok so for the last few weeks its been really difficult especially for Joan. She had been having colic systems... She had so much gas that she would crunch up her legs and cry bloody murder if she were moved. There was also spitting up all of the time even with the meds that the doctor gave her... yes babies do spit up but there is a fine line where its the normal amount or an excess. Her face was also always red but we didn't put all of the symptoms together until we went back to the doctor. We first tried switching her food from the soy to gentle ease and that too made her really sick so we went back to the doctor and turns out that Joan has food allergies (we already knew that because she was allergic to my milk) so she's now on Similac Alimentum hypoallergenic formula. Its $25 for a 14 oz can that last about 3-4 days!! But its worth it, she's doing so much better - her rash on her face is completely gone and she now is a happy baby!! :)
Wednesday, October 1, 2008
Ok so we met with our bishop this past Sunday and he said there shouldn't be any problem with us going to the Temple!! He isn't sure if we have to wait exactly until October 22 to be back in full fellowshipment which is when we had our councils last year or if we can do it sooner. He said that in the manual it says about a year, maybe they were just extra strict in happy valley to discourage people from messing up and then only having to wait to go to the Temple a few short months later. So we don't have a date yet but we're looking at October 25th or November 1st to get sealed if we get the ok that way on Sunday, November 2nd Sean can bless Joan at church. It will most likely be November 1st that way the people that are coming from out of town can attend both. We want to be sealed before Sean blesses Joan. We're very excited!!! Its been a really LONG year and we really just want to go a head and put everything behind us. OH and Joan slept through the night!! That was the first!! She went to bed around 11 last night and slept till 5 then went back to sleep at 7:20ish and she's still down for the count and its 10:10!!! Sleep makes me VERY happy!
Monday, September 22, 2008
Wednesday, September 17, 2008
its going to be around October 15th. It’s a block from Sean’s school out in Avondale. Right now we’re in Mesa, so it’s about an
hour drive both ways for him. So needless to say we’re really looking forward to being in our own place where its so much closer
and we’ll actually get to see each other.
Friday, September 5, 2008
She was born 8 lbs 13 oz and 21 1/2 in long!!! She was almost a 9 lb baby!! HUGE!!!! Everyone, including the dr., was expecting at the max a 8 lb baby but she was almost a full pound more!!!!! Well I should go.. if you want you should subscribe to my youtube account that way whenever I upload the other movies it will let you know.
Thursday, August 14, 2008
My brother Richard is here in town but leaves tomorrow night. He’s been here all week… waiting. He is being redeployed to Indonesia I think. So he is pretty excited that he only has 10 more months left in the service then he’ll be free. Tami is also here to help me. Sadly she leaves next Thursday. Its been really nice to have her here.
Sean has really been enjoying his new career!! It makes me really glad to see him so happy with what he’s doing and feeling like he’s accomplishing so much! Looks like we’re going to be able to move into our own place by the end of next month with much of our debt paid!! Which means that we’ll be able to buy our own home in the next year or so!! That makes me very happy!!
So anyways that’s whats going on. Wish me luck that Joan will come soon and I’ll try my best to keep this blog as updated as possible.
Monday, July 28, 2008
1) We were looking at plane tickets for me to fly down to Arizona but everything that we were finding was $175+!! It really stressed us both out – thinking how in the world are we going to be able to afford that plus the expense of actually moving all of our worldly possessions down. We decided to sleep on it to know if we’re supposed to buy that one or what. That night I kept having the thought come to me to look at Tuesday July 8th rather then the other days that we were checking out. So, the next morning we got up and did just that. It was only $72!!! With taxes and all of that jazz it only cost us $88! We saved over $100!!
2) Steve, our landlord, is letting us out of our contract and still is going to give us our deposit back as long as they can have it rented out by the 1st of August but Linda, Steve’s wife, said that she doesn’t think that there should be any problem – they’ve already have a lot of people wanting it.
3) We were able to pack and bring everything down here. The only things that we had to part with were the two couches and the computer desk… all together they cost us a wopping $50 so all in all it was not a big deal.
4) I found a dr down here that accepts my insurance! And so does the hospital that’s right down the road that’s a state of the art facility.
5) We at least have my income still and 6 weeks postpartum at 100% so we at least don’t have to worry about money coming in so it gives us some time until Sean lands a job which I’m not worried about at all because we were told that he would so I’m putting my trust in the Lord.
6) So far Joan is a healthy bun still in the oven.
7) The day before day before everyone was driving up here with all of ur stuff it rained which made things a 100% betting! Sean couldn’t use his A/C because it was to much extra work for his engine along with pulling a tailor. Not once did his truck over heat but when they got here we noticed that the his mud flap by the tail pipe was all melted which meant that there really was no way that his truck should have made it here. So with the rain cooling things off Sean was able to have his windows rolled down for nice really cool air (he said that it was in the high 60’s and low 70’s). By the way if you did not know Sean’s truck is a 94.
8) Every vehicle did AMAZING on gas mileage!! My car got 40 mpg – usually gets an average of about 33-35 max on the highway. Sean’s truck gets 20 mpg usual 13-15 mpg. Logan’s truck got 30 mpg – usual is about 25 mpg. The Lord was defiantly watching out for them on that trip!!
There have been so many blessings poured out to us for moving down here that I can not think of them all right now.
Wednesday, June 25, 2008
Things are steadily coming together for our move to AZ. Step 1: getting the teaching certificate. The application is in, and hopefully we’ll soon have it in hand. It’s getting more and more exciting the closer we get to moving…and the closer Loriel is to having Joan and being done with her job. We’ve seen a lot of amazing blessings as we’ve tried to keep the lord’s counsel to have her stay at home. Elder Oaks referred to it in the Worldwide Leadership Training Broadcast, and said: “The lord never said it would be easy, but he has promised us that it would be possible”. We can see his hand in our lives.
On another note we’ve been having fun working in the garden. We went out to weed it last night – those things grow so fast! – and had a lot of fun talking while we worked. Plus we have one grape tomato that is getting ripe…first of the season!
Sunday, June 22, 2008
Here’s a really neat example of what happens when you follow promptings.. We have been really trying to cut down on our spending on everyday stuff like.. groceries.. because its just getting ridiculous on how much food is costing. Sean has planted a garden where we have many different types of tomatoes, one bell pepper plant, and a few different watermelon plants. We’ve also been starting our whole food storage which consist of few odds and ins.. so its very bleak right now. But all the same we’re trying. Sean was in his Priesthood meeting brain storming on other ways that we could be more effective in food storage and one of the things that he though of was if we had a bread maker we could make our own bread instead of spending $20-$25 dollars a month on Farm Bread from Macy’s. So we started shopping around and a good bread maker cost $90! Which is a little much for our budget if you know what I mean. So we decided to just do it and follow the council that the Spirit had given us. GUESS WHAT HAPPENED!! Someone bought some stuff of Craig’s list for $20 bucks that we were selling then there was an extra $70 dollars on Sean’s check that we hadn’t budgeted for! WOW!! Then we ordered it off of Amazon with free shipping so it cost us $89.75!! We had .25 cents left! Today we got it in the mail and we’ve named it Walter after that new movie that’s coming out in a few weeks called Wall-E. We’re excited to know how it’ll do. We’re starting our first loaf in it tonight! YUMMY! – one only hopes.
Oh, here’s some really BIG news.. We’re moving to
I’ve been working on a book that you can use for talks and things like that. It’s like a topical guide but inside all of the topics are quotes by general authorities. Example: if you were doing a talk on Faith. You can first go to the scriptures then to my book and get quotes on the topic as well. There are over 175 topics – it takes up two HUGE binders. Its very user friendly because everything is in alphabetically organized. Its taken a long time to put together too.
Friday, June 20, 2008
We're getting new carpet (finally) and so Tami was doing some painting so she could get it done and not have to worry about getting paint on the new carpet. Anyhow, she left a pile of rags covered in varnish on the floor in our bathroom. At 12:15 am there was a big explosion in there because the rags had spontaneously combusted and the fire caused a can of hair mousse to explode. So I jumped up to see what it was and the bathroom was on fire. I put it out with the hose from the shower but almost was overcome with smoke Luke called 911 and the firemen came and verified that the fire was out and not in the walls and blew most of the smoke out. Anyhow, so this morning I was singing "Tami started the fire" To the tune of "Ryan started the fire" from the Office LOL But if the mousse hadn't exploded we wouldn't have woken up in time. The bathroom door was closed so the smoke alarms wouldn't have gone off until that whole part of the house was in flames.